Hello & Welcome to 4finance!

We get money to people in a fast, convenient way that fits their lifestyle.

Our Values

01 / 05

We put people first

People – our customers and our employees – are at the heart of everything we do. We provide fast and convenient financial solutions in a digital world, designed to meet our customers’ needs. We offer rewarding and empowering workplaces where employees can grow their talent and thrive.

Our focus in 2024

We get money to people in a fast, convenient way that fits their lifestyle.
Maximizing​the efficiency and potential​ of our existing businesses

Our focus on efficiency in 2023 yielded significant results, as shown by record sales in Spain and theCzech Republic. It's crucial to maintain this momentum. We recognize that efficiency improvements are an ongoing process rather than a one-time endeavor.

Enhance our IT systems

Significant Group-wide project underway to modernize our code base for greater agility and cost effectiveness. Focus on service-oriented architecture and ability to combine internally and externally developed systems.

Grow new businesses & products​

In the past year, we expanded our presence by launching in Mexico and initiated a joint venture in the United Kingdom. We successfully launched a new product in the Czech Republic and introduced a new brand in the Philippines. We are exploring new markets as we continue to pursue growth.

IT People

We get money to people in a fast, convenient way that fits their lifestyle.

120

Permanent IT professionals

4

Offices in Prague, Riga, Vilnius, Madrid

Our people

We get money to people in a fast, convenient way that fits their lifestyle.

2,500

Employees
1,900 (TBI)
600 Online lending

8

Countries

Executive Committee
of 4finance Group

Kieran Donnelly
Chief Executive Officer
James Etherington
Chief Financial Officer
Olivier A Frühwirth
Chief Legal Officer
Anton Metochkin
Chief Commercial Officer
Artem Alatortsev
Chief Data Monetisation Officer

HQ HR Team

Agita Ziedone
Head of Group Administration and HR
Astere Sture
HR Manager
Daiga Pavlova
HR Project Manager
Karolina Kuzmicz
Group Head of People Development and Internal Communications
Rūta Staudža
HR Generalist

70%

Millennials 28–43

20%

Gen X 44–59

10%

Gen Z < 28

52%

of Women

48%

of Men

11%

< 1 year

37%

2 to 5 years

52%

> 5 years
Chance to move across departments and countries
About 2 roles during employment

Lending product positioning​

We get money to people in a fast, convenient way that fits their lifestyle.

Single payment loan

For unexpected situations​:

  • To pay bills​​
  • Cover urgent needs​

Key features:

  • First loan for free​​
  • Simple and fast approval process​​
  • Transparent cost structure​​
  • Top-ups and extensions available​​
  • Small amounts, short term = low commitment​​
  • Comparable and competitive price

Instalment loan

For larger expenditures:​

  • Home improvements​​
  • Education​​
  • Medical expenses​

Key features:

  • Manageable and affordable payments tailored to customers repayment capacity ​
  • Additional amounts available for extra needs​
  • Possibility to extend payment with one month anytime unpredictable events occur​
  • Cash flow flexibility: pay extra on the loan or early reimburse

Our Employees

01 / 02

Lisa Pimlett

HR Manager HQ & IT

“Working at 4finance has provided me with a solidified career path, international relocation, and the honour of working with some of Europe's brightest and best IT professionals. This is a changing environment with truly cross-functional collaboration – I consult with various professionals, departments and teams across the organisation to get the best for our staff and secure a great and inclusive culture – you can pursue your career and interests with great support and investment.”

Open positions

Find your dream job in any of our offices

Software Developer – Java (CZ)

Our Java Developers assist in the design of software systems in accordance with business needs, write maintainable and well-tested code, and take responsibility for delivery and maintenance of developed software as part of our Software Development teams.

Apply for this position
Check more Positions

Did not find an offer that suits you?

Send us your CV. Our personnel requirements are constantly changing and our next project might be perfect for you!

Please get acquainted with Personal data processing rules within 4finance: Controller of your personal data is “4finance” AS registered in Brivibas street 155A, Riga, LV-1012, Latvia („Controller”). You can contact us: e-mail administration@4finance.com, tel. +371 660 550 99.

Your personal data will be processed to:

• conduct the current recruitment process - the legal basis for processing is the legitimate interest of the Controller to ensure selection of the appropriate candidate for position;
• conduct future recruitment processes - the legal basis for processing is the legitimate interest of the Controller to ensure appropriate and sufficiently qualified workforce.
Providing personal data is voluntary, but necessary to achieve the above objectives. In case, personal data is not provided, you will not be able to participate in current open or future recruitment process.

In order to achieve the above objectives, following data will be used:
Name, Surname, contact phone number, e-mail, education details, work details, professional background, language skills, technical skills. Any additional data provided during application, won’t be taken into consideration during the process of recruitment.

Personal data will be processed for the period of 6 months, on the basis of voluntarily obtained consent for participation in current or future recruitments.

Your rights
You have the right to access your personal data, correct data and the right to demand deletion or limitation of processing.
To the extent that the basis for the processing of your personal data is the premise of the legitimate interest of Controller, you have the right to object to the processing of your personal data by sending an e-mail to: astere.sture@4finance.com or a letter to the following address: “4finance” AS registered in Brivibas street 155A, Riga, LV-1012, Latvia

You can contact our Data protection officer writing email to privacy@4finance.com, or sending mail to: Group Data Protection Officer, “4finance: AS, Brivibas street 155A, Riga, LV-1012, Latvia, Latvia.
You also have a right to lodge a compliant with data protection authority (Datu valsts inspekcija, Blaumaņa iela 11/13-15, Rīga, LV-1011).